Fiduciary Training 201 Webinar: Hot Topics for Fiduciaries, June 2025 On-Demand Recording

We upgraded this year's 3-Part Quarterly Fiduciary Training Series, designed specifically for retirement plan sponsors.

201 is the second of the three trainings for 2025. This 28-minute webinar focuses on Hot Topics for Fiduciaries and it will help you up-level your knowledge as a fiduciary to your organization’s retirement plan.

Our advisor, Jenna Witherbee, discusses the following three fiduciary topics in this 201 training for 2025:

1. Legislative Update

   1. SECURE 2.0 - What’s Happening Now?

      1. Roth Catch-up for High Income Earners

      2. Expanded Withrdrawal Options

      3. Long-term, Part-time Employees

      4. DOL Lost and Found Database

      5. Progress with Student Loan Debt Solutions

   2. SECURE 3.0 - What’s Next?

   3. Forfeiture Litigation

   4. State Mandates

2. Pooled Employer Plans (PEPs) + the 401k Collective PEP

3. Building Financial Confidence Through Education

Note: Please feel free to share this recording with any plan sponsor who may benefit from our continuing education. This specific webinar is not for retirement plan participants.

Navigating Federal Student Loans in 2025, On-Demand Recording

We are joined by Bill Harmon, Beth Krasnow, and Aaron Longino with Thrive for this 30-minute webinar.

This webinar covers the following:

• How to Enroll in IDR

• Understand the Current Program Changes

• Handle Forbearance & Default

• Qualify for Forgiveness

Additionally, this webinar will help you understand and take advantage of recent federal loan changes. You’ll learn:

• Which Income-Driven Repayment (IDR) plans are staying, which are ending, and how to choose what fits best

• How to get out of forbearance or default and protect progress toward forgiveness

• What is the Buyback program, who qualifies, and how it works

• How to qualify for TEPSLF

• How to be eligible for loan forgiveness, including new updates

• What the Department of Education, Congress, and the Courts are changing—and what’s not changing

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Opportunity for 1-1 Guidance with Thrive

You may sign up for a complimentary one-on-one loan review with a Thrive advisor to get personalized guidance.

Our team is committed to supporting you with resources that make a real difference. If you’ve got Federal student loans, this is a great opportunity to get clear, expert help.

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Please note: If you’d like to discuss your retirement plan or any other financial matter with one of our advisors, please call us or use the button below to schedule a 1-1 with our team. We are here to help.

8,000 Days of Retirement Webinar with MIT AgeLab Research, On-Demand Recording

We are joined by John Diehl with Hartford Funds for this webinar. John Diehl, Senior Vice President of Applied Insights at Hartford Funds, explains how your life can be divided into four 8,000-day segments and highlights what's most important in each.

For more than a decade, Hartford Funds has partnered with the MIT AgeLab to uncover what investors are thinking about lifestyle trends, who they trust, and the future of retirement—all of which influence their decision-making process. In this 1-hour webinar, John Diehl uses AgeLab research to dive deeper into what retirement looks like in reality.

Short Retirements Are No Longer the Norm

Retirement is no longer a relatively brief time of leisure after work ends. With today’s increasing lifespans, clients face roughly 20 or more years in retirement, or about 8,000 days. Viewed this way, it becomes clear that retirement is not an end, but a new, complex, and unpredictable phase of life, filled with potential.

Preparing for an 8,000-Day Retirement

It’s often asked, “What are you going to do when you retire?” Most individuals have a clear image of day one, maybe even day 1,001. But few can imagine 8,000 days of golf, and even fewer have a vision of what they will be doing on any given day—such as day 4,567.

Instead of planning for an undefined stretch of time, it may be more beneficial to conceptualize retirement as four distinct phases, each characterized by different opportunities and challenges

• The Honeymoon Phase

• The Big Decision Phase

• The Navigating Longevity Phase

• The Solo Journey Phase

Ask yourself, given the prospect of an 8,000+ day retirement, do you think you are as prepared psychologically for retirement as you are financially?

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If you’d like the 12-page white paper PDF for this presentation, please submit the web form below and we will email it to you in 1-2 business days.

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Please note: If you’d like to discuss your retirement plan or any other financial matter with one of our advisors, please call us or use the button below to schedule a 1-1 with our team. We are here to help.

Navigating Market Volatility & Uncertainty - April 10, 2025 - On-Demand Recording

Our guest webinar presenter, Marta Rodriguez with J.P. Morgan Asset Management, joins us for a 34-minute webinar to provide insight into the recent market shifts in early April 2025. Marta is our long-time partner who has a gift for simplifying the complex world of economics. She always brings a fresh and analytical perspective to an often emotionally-charged and challenging topic for audiences.

Watch this 34-minute webinar (speaker content begins at 2:08 mark) to hopefully give you peace of mind in today’s geopolitical and economic climate. Marta covers the following in her presentation :

• Components of GDP growth

  • Contributors to real GDP growth

• Unemployment and wages

  • Civilian unemployment rate and year-over-year wage growth

• Sources of earnings growth and profit margins

  • S&P 500 year-over-year pro forma EPS growth

  • S&P 500 profit margins

• Inflation components U.S.

  • Contributors to headline CPI inflation

• Tariffs on U.S. imports

  • Average tariff rate on U.S. goods imports for consumption

• Labor Supply

  • Nonfarm payroll gains

  • Labor force growth, native and immigrant contributions

• Federal finances

  • The 2025 federal budget

  • Federal deficit and net interest outlays

  • Federal net debt (accumulated deficits)

• The Fed and interest rates

  • Federal funds rate expectations

• Credit market dynamics

  • Corporate credit spreads

  • U.S. high yield by credit rating

  • U.S. high yield default rates

• S&P 500 valuation measures

  • S&P 500 Index: Forward P/E ratio

• Global equity markets

  • Share of global market capitalization

• Annual returns and intra-year declines

  • S&P intra-year declines vs. calendar year returns

• Consumer confidence and the stock market

  • Consumer Sentiment Index and subsequent 12-month S&P 500 returns

• Time, diversification, and the volatility of returns

  • Range of stock, bond, and blended total returns

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Please note: If you’d like to discuss your retirement plan or any other financial matter with one of our advisors, please call us or use the button below to schedule a 1-1 with our team. We are here to help.

2025 Retirement Plan Sponsor Fiduciary Summit - You're Invited

You are invited to our 12th Annual Retirement Plan Sponsor Fiduciary Summit on Wednesday, April 23, 2025!

This is an in-person 1/2 day event filled with speakers and educational content to empower you in your role as a plan sponsor for your organization’s retirement plan.

NOTE: Clients and prospective clients are all welcome to join us - we would love to have you.

The agenda is below, along with a calendar form to register for the event. Please register in advance so that we have proper headcounts for food and space. Breakfast, lunch, and snacks will be served. The location is The Club at Golden Valley in Minneapolis, Minnesota.

2024 Plan Sponsor Fiduciary Summit at The Club at Golden Valley in Minneapolis, Minnesota with our clients and partners

Level Up Your Organization's LinkedIn Game, On-Demand Recording

Our guest webinar presenter, Jennifer Chenoweth, has over 20 years of experience working in Fortune 50 companies across marketing, sales, and HR. Her presentation is titled, “Level Up Your Organization’s LinkedIn Game.”

Watch this 28-minute webinar (speaker content begins at 2:30 mark) to learn more about optimizing your organization’s LinkedIn presence. We have also included the actionable document with 10 Ways to Activate Employees on LinkedIn & Strengthen Your Organization’s Brand. If you’d like this sent to you as a PDF, please fill out the web form below.

Webinar Overview

1. LinkedIn’s Role Beyond Hiring – How LinkedIn can be leveraged for talent acquisition, employer branding, employee engagement, and retention.

2. Employee Engagement on LinkedIn – How to equip employees with the right tools—headshots, branded assets, and best practices—to strengthen their presence and participation.

3. Integration of LinkedIn into Onboarding & Retention Strategies – How welcoming new employees on LinkedIn and encouraging internal connections helps create a connected and engaging culture.

4. Company Page Content Strategy that Resonates – How employee-driven content—spotlights, career growth stories, and cultural highlights—creates a compelling LinkedIn presence that attracts and retains top talent.

If you’d like a PDF of these 10 tips, please submit the web form below and we will email it to you in 1-2 business days.

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Fiduciary Training 101 Webinar, February 2025 - Your Role as a Fiduciary, Basic ERISA Fiduciary Duties, Administrative Best Practices, & Educating & Empowering 401(k) Participants

We upgraded this year's 3-Part Quarterly Fiduciary Training Series, designed specifically for retirement plan sponsors.

The first of the three trainings for 2025 is 101. This 33-minute webinar is a great refresher if you are more seasoned in your role as a fiduciary to your organization’s retirement plan, and a great foundation if you are new to your role and need a starting point.

Our advisor, Jenna Witherbee, discusses the following four fiduciary topics in this 101 training for 2025:

1. Your Role as a Fiduciary

2. Basic ERISA Fiduciary Duties

3. Administrative Best Practices

4. Educating & Empowering 401(k) Participants

Note: Please feel free to share this recording with any plan sponsor who may benefit from our continuing education. This specific webinar is not for retirement plan participants.

2025 Retirement Planning Considerations + Market Update

Jenna Witherbee discusses retirement planning considerations for 2025, including ways to save and new limits, notable 2025 deadlines, pre-tax vs Roth contributions, and ways to get back on track.

And one of our regular guest presenters, Marta Rodriguez, with J.P. Morgan Asset Management, provides a timely market update for January 2025.

2024 Fiduciary Training, On-Demand Recordings

As your retirement plan advisor, we provide you and your team with continuous education to support your role as both a plan sponsor and a fiduciary to your organization’s retirement plan.

This three-part fiduciary-focused webinar series is for any retirement plan sponsor looking to refresh their knowledge or onboard into that role for the first time.

Each part is about 25-minutes and it is presented by our advisor, Jenna Witherbee. To watch the playlist above, click on one of the videos to begin.

Part 1: Your Role as a Fiduciary + Basic ERISA Fiduciary Duties

Part 2: Overseeing Investments + Overseeing Service Providers

Part 3: Helping Participants + Plan Administrator Basics + Fiduciary Liability, DOL Audit, FIduciary Insurance and Bonding

2025 IRS Contribution Limits

The IRS published its 2025 Maximum Benefit and Contributions Limits. PLANADVISER published the tables and definitions in the images above on November 5, 2024.

Please contact our team if you have any questions about limits or RMDs (Required Minimum Distributions).

Post-Presidential Election 2024 Market Considerations, On-Demand Recording

We are joined by guest presenter, Mike LoGalbo, with New York Life Investments for this Post-Presidential Election Webinar.

Mike is a Global Market Strategist and in this 30-minute recording, he dives into the market considerations for a Trump Presidency.

Please reach out if you have any questions.

What Women Want in Retirement, On-Demand Recording

Please click the play arrow above to watch the on-demand recording of this 35-minute webinar - What Women Want in Retirement.

We are grateful to Sue Walton with Capital Group for lending her expertise to this topic.

The agenda for this presentation covers:

• What we think we know about women investors

• Differences across the generations

• Unique challenges women face

• Practical considerations

Advanced College Savings Concepts Webinar

Please reach out to our team if you’d like additional information about 529 Plans and Advanced College Savings Concepts. We are happy to send you the deck of this presentation.

This presentation covers the following:

• 529 plan overview

• UGMA/UTMAs and Coverdell ESAs

• In-state versus national 529 plans

• Financial aid

• American opportunity and lifetime learning tax credit

• Estate planning

• 529 features and benefits

Fiduciary Training Part 3 of 3: Helping Participants + Plan Administrator Basics + Fiduciary Liability, On-Demand Recording

Our advisor, Jenna Witherbee, discusses the final three pieces of your role in this quarterly fiduciary training. Part 3 of 3 includes:

• Helping Participants

• Plan Administrator Basics

• Fiduciary Liability

This is a deep dive into these three topics to better prepare you in your important role as a retirement plan sponsor.

Note: This is a 26-minute webinar

Want More?

Please check back in early 2025 for our next fiduciary training series.

And in case you missed Part 1 or Part 2, you can use the buttons below to watch now.

Legislative Update from Capitol Hill - August 2024 - On-Demand Recording

Every Summer our advisor, Gina Buchholz - along with our fellow Minnesota delegates - attends the NAPA Fly-In Forum in Washington D.C.

While there, she was able to meet with Minnesota Senator, Tina Smith, and continued to advocate for more effective retirement savings for all Americans.

The video recording above is an 8-minute overview of the key takeaways from the American Retirement Association after this year’s forum. In this brief recap, Gina covers:

1. How Workers Depend on 401(k) Plans

2. The Retirement Savings Act (RSAA)

3. Automatic IRA Act

Please reach out to our team with any questions. We are happy to discuss!

From L to R: Steve Chappell of The Standard, Tracy Hanson of RBC, Gina Buchholz of 401k Plan Professionals, Senator Tina Smith of Minnesota, Christie Hughes and Andrew Tufford of Tufford-Hughes, and Jonathan Fredman of Marsh McLennan

Social Security 101 Webinar, On-Demand Recording

The on-demand recording of this 1+ hour webinar with extra Q&A is now available. Please click the play arrow above to watch.

We are grateful to the team at the Social Security Administration that helped make this possible. Thank you Rhonda Whitenack, Robert Fenn and Brian Rudolph.

Fiduciary Training Part 2 of 3: Overseeing Investments + Service Providers, On-Demand Recording

Our advisor, Jenna Witherbee, discusses the next two pieces of your role in this quarterly fiduciary training. Part 2 of 3 includes "Overseeing Investments" and "Overseeing Service Providers." This is a deep dive into these two topics to better prepare you in your important role as a retirement plan sponsor.

Note: This is a 25-minute webinar

Want More?

Part 3 of 3 of this Fiduciary Training Series is Thursday, September 12th. It will cover “Helping Participants + Plan Administrator Basics + Fiduciary Liability.” Use the button below to register in advance.

And in case you missed Part 1, you can use the button below to watch now.

Raising Financially Aware Kids

We believe that early access to financial literacy is important for everyone. This webinar will help you to better understand effective and age-appropriate ways to talk with your children about money. Jesse Daniels from American Century Investments is our guest host for this topic.

Note: This is a 34-minute webinar

Cybersecurity & Protecting Your Accounts Webinar, October 2023

In this 1-hour on-demand webinar, Trish McGinity, CISSP, CCSK - the Head of Cybersecurity Communications for Empower - presents about Cybersecurity and Best Practices for Protecting Your Accounts.

This webinar is for everybody.

Rollovers 101

In this 9-minute on-demand video our 401k Plan Professionals advisor, Jenna Witherbee, breaks down exactly what a retirement plan rollover is and how you can make it happen for yourself if you desire.

Remember, the three things to consider when deciding if you want to rollover your money are:

1. Performance

2. Cost

3. Convenience

According to the IRS: A rollover occurs when you withdraw cash or other assets from one eligible retirement plan and contribute all or part of it, within 60 days, to another eligible retirement plan. This rollover transaction isn't taxable, unless the rollover is to a Roth IRA or a designated Roth account from another type of plan or account, but it is reportable on your federal tax return. You must include the taxable amount of a distribution that you don't roll over in income in the year of the distribution.