--Includes a brief recap of 101 and 201, Investment Due Diligence at the Next Level, Plan Design Strategy, Insurance & Protection Layers, Documentation & Fiduciary File, Audit Readiness, and Cybersecurity Considerations
Medicare 101 Webinar - August 2025 - On-Demand Recording
Please click the play arrow above to watch this 1-hour on-demand webinar recording.
We are grateful to Ron Bezis of Manulife John Hancock Investments for presenting this important Medicare information. See below to receive a Q&A Guide PDF to accompany this education.
This presentation covers the following areas of Medicare:
Medicare's History
The Parts of Medicare
Part A - Hospital Coverage
Think of this like room and board
Part B - Outpatient Coverage
Part C - Medicare Advantage
Private insurance plans that pay instead of Medicare
Part D - Voluntary Drug Program
Think of this as your pharmacy card
When to Enroll
IEP - Initial Enrollment Period = a 7 month window before and after your 65th birthday (3 months before and 3 months after)
For example: If you turn 65 on May 20, your Medicare IEP would run from February 1 to August 31
Medicare Cost Sharing
Covering the Gaps
Medigap
Higher premiums, less cost-sharing
Medicare Advantage
Lower premiums, higher cost-sharing
Working Past Age 65
To receive an additional Medicare Q&A Guide PDF, please fill out this form and we will email you the file within 2 business days.
Next Steps - Additional Medicare information resources
The Centers for Medicare and Medicaid
Phone: 1-800-MEDICARE
Website: https://www.medicare.gov/
Social Security Administration
Phone: 1-800-772-1213
Website: https://www.ssa.gov/
Under 65 health plans
Phone: 1-800-318-2596
Website: https://www.healthcare.gov/
Pooled Employer Plans (PEPs) + 401k Collective On-Demand Recording, August 2025
Pooled Employer Plans are one option for your organization’s retirement plan benefit. This webinar, hosted by our advisor - Jenna Witherbee - is a 30-minute overview of PEPs aka Pooled Employer Plans. Jenna also discusses the recently launched 401k Collective PEP that provides a solution to work with our team as an alternative to the state mandate program.
Today’s agenda includes:
Pooled Employer Plans (PEPs)
State Mandated Programs
Ideal PEP Candidates and Success Stories
Additional Resources for Retirement Plan Sponsors
Note: Please feel free to share this recording with any retirement plan sponsor / fiduciary to an organization’s retirement plan. Our education series is meant to be shared.
If you’d like to learn more about the 401k Collective PEP that gives you access to our team and service model, click the button below.
Social Security 101 On-Demand Recording, July 2025
We are joined by Zach Lindsay and Jack Wood of MFS Investment Management for this year’s Social Security 101 Webinar. This webinar is for everybody - both employees and employers. The on-demand recording above is a 45 minute presentation with an additional 30 minutes at the end answering audience questions.
Remember: Social Security benefits are not intended to be your only source of income when you retire
Today’s agenda includes:
How retirement benefits are calculated
Social Security benefits are based on your Full Retirement Age
Options for married couples and divorcees
Spousal benefits and how to calculate spousal benefits
Survivor Benefits
Remarriage and Social Security
Taxes and your retirement plan
Combined income determines if Social Security benefits are taxable
AGI + Tax-Exempt Income + Half of Social Security = Combined Income
Medicare Part B and D premiums
Note: Please feel free to share this recording with any employer or employee who may benefit from our continuing education. This specific webinar is for everyone.
If you’d like to receive additional Social Security PDF resources, please submit the web form below and we will email the PDFs to you in 1-2 business days.
The available PDFs cover the following four topics:
2025 Social Security Reference Guide
Social Security Spousal Benefits FAQ
Social Security Benefits for Widows and Widowers FAQ
Social Security Divorced Spouse Benefits FAQ
Medicare 101 Webinar - Please Join Us on August 21, 2025
We are excited to have our partner, Ron Bezis with John Hancock Investment Management, back to host our annual Medicare 101 webinar. This event is open to everybody - whether you are our client or not - please feel free to join and share with others.
This will be a 1-hour webinar and includes time for your questions.
The agenda includes:
History of Medicare
Medicare parts and when to enroll
Medicare costs
Medigap & Medicare Advantage
Working past age 65
You may register using the button below.
Social Security 101 Webinar - Please Join Us on July 24, 2025
Each summer, we host a virtual Social Security 101 Workshop. This event is open to everybody - whether you are our client or not - please feel free to join and share with others.
Our partner, Zach Lindsay at MFS Investment Management, will present this 1-hour webinar and there will be time for questions.
The agenda includes:
How retirement benefits are caculated
Taxes and your retirement plan
Options for married couples and divorcees
You may register using the button below.
Fiduciary Training 201 Webinar: Hot Topics for Fiduciaries, June 2025 On-Demand Recording
We upgraded this year's 3-Part Quarterly Fiduciary Training Series, designed specifically for retirement plan sponsors.
201 is the second of the three trainings for 2025. This 28-minute webinar focuses on Hot Topics for Fiduciaries and it will help you up-level your knowledge as a fiduciary to your organization’s retirement plan.
Our advisor, Jenna Witherbee, discusses the following three fiduciary topics in this 201 training for 2025:
Legislative Update
SECURE 2.0 - What’s Happening Now?
Roth Catch-up for High Income Earners
Expanded Withrdrawal Options
Long-term, Part-time Employees
DOL Lost and Found Database
Progress with Student Loan Debt Solutions
SECURE 3.0 - What’s Next?
Forfeiture Litigation
State Mandates
Pooled Employer Plans (PEPs) + the 401k Collective PEP
Building Financial Confidence Through Education
Note: Please feel free to share this recording with any plan sponsor who may benefit from our continuing education. This specific webinar is not for retirement plan participants.
Navigating Federal Student Loans in 2025, On-Demand Recording
We are joined by Bill Harmon, Beth Krasnow, and Aaron Longino with Thrive for this 30-minute webinar.
This webinar covers the following:
How to Enroll in IDR
Understand the Current Program Changes
Handle Forbearance & Default
Qualify for Forgiveness
Additionally, this webinar will help you understand and take advantage of recent federal loan changes. You’ll learn:
Which Income-Driven Repayment (IDR) plans are staying, which are ending, and how to choose what fits best
How to get out of forbearance or default and protect progress toward forgiveness
What is the Buyback program, who qualifies, and how it works
How to qualify for TEPSLF
How to be eligible for loan forgiveness, including new updates
What the Department of Education, Congress, and the Courts are changing—and what’s not changing
Opportunity for 1-1 Guidance with Thrive
You may sign up for a complimentary one-on-one loan review with a Thrive advisor to get personalized guidance.
Our team is committed to supporting you with resources that make a real difference. If you’ve got Federal student loans, this is a great opportunity to get clear, expert help.
Please note: If you’d like to discuss your retirement plan or any other financial matter with one of our advisors, please call us or use the button below to schedule a 1-1 with our team. We are here to help.
8,000 Days of Retirement Webinar with MIT AgeLab Research, On-Demand Recording
We are joined by John Diehl with Hartford Funds for this webinar. John Diehl, Senior Vice President of Applied Insights at Hartford Funds, explains how your life can be divided into four 8,000-day segments and highlights what's most important in each.
For more than a decade, Hartford Funds has partnered with the MIT AgeLab to uncover what investors are thinking about lifestyle trends, who they trust, and the future of retirement—all of which influence their decision-making process. In this 1-hour webinar, John Diehl uses AgeLab research to dive deeper into what retirement looks like in reality.
Short Retirements Are No Longer the Norm
Retirement is no longer a relatively brief time of leisure after work ends. With today’s increasing lifespans, clients face roughly 20 or more years in retirement, or about 8,000 days. Viewed this way, it becomes clear that retirement is not an end, but a new, complex, and unpredictable phase of life, filled with potential.
Preparing for an 8,000-Day Retirement
It’s often asked, “What are you going to do when you retire?” Most individuals have a clear image of day one, maybe even day 1,001. But few can imagine 8,000 days of golf, and even fewer have a vision of what they will be doing on any given day—such as day 4,567.
Instead of planning for an undefined stretch of time, it may be more beneficial to conceptualize retirement as four distinct phases, each characterized by different opportunities and challenges
The Honeymoon Phase
The Big Decision Phase
The Navigating Longevity Phase
The Solo Journey Phase
Ask yourself, given the prospect of an 8,000+ day retirement, do you think you are as prepared psychologically for retirement as you are financially?
If you’d like the 12-page white paper PDF for this presentation, please submit the web form below and we will email it to you in 1-2 business days.
Please note: If you’d like to discuss your retirement plan or any other financial matter with one of our advisors, please call us or use the button below to schedule a 1-1 with our team. We are here to help.
Navigating Market Volatility & Uncertainty - April 10, 2025 - On-Demand Recording
Our guest webinar presenter, Marta Rodriguez with J.P. Morgan Asset Management, joins us for a 34-minute webinar to provide insight into the recent market shifts in early April 2025. Marta is our long-time partner who has a gift for simplifying the complex world of economics. She always brings a fresh and analytical perspective to an often emotionally-charged and challenging topic for audiences.
Watch this 34-minute webinar (speaker content begins at 2:08 mark) to hopefully give you peace of mind in today’s geopolitical and economic climate. Marta covers the following in her presentation :
Components of GDP growth
Contributors to real GDP growth
Unemployment and wages
Civilian unemployment rate and year-over-year wage growth
Sources of earnings growth and profit margins
S&P 500 year-over-year pro forma EPS growth
S&P 500 profit margins
Inflation components U.S.
Contributors to headline CPI inflation
Tariffs on U.S. imports
Average tariff rate on U.S. goods imports for consumption
Labor Supply
Nonfarm payroll gains
Labor force growth, native and immigrant contributions
Federal finances
The 2025 federal budget
Federal deficit and net interest outlays
Federal net debt (accumulated deficits)
The Fed and interest rates
Federal funds rate expectations
Credit market dynamics
Corporate credit spreads
U.S. high yield by credit rating
U.S. high yield default rates
S&P 500 valuation measures
S&P 500 Index: Forward P/E ratio
Global equity markets
Share of global market capitalization
Annual returns and intra-year declines
S&P intra-year declines vs. calendar year returns
Consumer confidence and the stock market
Consumer Sentiment Index and subsequent 12-month S&P 500 returns
Time, diversification, and the volatility of returns
Range of stock, bond, and blended total returns
Please note: If you’d like to discuss your retirement plan or any other financial matter with one of our advisors, please call us or use the button below to schedule a 1-1 with our team. We are here to help.
2025 Retirement Plan Sponsor Fiduciary Summit - You're Invited
You are invited to our 12th Annual Retirement Plan Sponsor Fiduciary Summit on Wednesday, April 23, 2025!
This is an in-person 1/2 day event filled with speakers and educational content to empower you in your role as a plan sponsor for your organization’s retirement plan.
NOTE: Clients and prospective clients are all welcome to join us - we would love to have you.
The agenda is below, along with a calendar form to register for the event. Please register in advance so that we have proper headcounts for food and space. Breakfast, lunch, and snacks will be served. The location is The Club at Golden Valley in Minneapolis, Minnesota.
2024 Plan Sponsor Fiduciary Summit at The Club at Golden Valley in Minneapolis, Minnesota with our clients and partners
Level Up Your Organization's LinkedIn Game, On-Demand Recording
Our guest webinar presenter, Jennifer Chenoweth, has over 20 years of experience working in Fortune 50 companies across marketing, sales, and HR. Her presentation is titled, “Level Up Your Organization’s LinkedIn Game.”
Watch this 28-minute webinar (speaker content begins at 2:30 mark) to learn more about optimizing your organization’s LinkedIn presence. We have also included the actionable document with 10 Ways to Activate Employees on LinkedIn & Strengthen Your Organization’s Brand. If you’d like this sent to you as a PDF, please fill out the web form below.
Webinar Overview
LinkedIn’s Role Beyond Hiring – How LinkedIn can be leveraged for talent acquisition, employer branding, employee engagement, and retention.
Employee Engagement on LinkedIn – How to equip employees with the right tools—headshots, branded assets, and best practices—to strengthen their presence and participation.
Integration of LinkedIn into Onboarding & Retention Strategies – How welcoming new employees on LinkedIn and encouraging internal connections helps create a connected and engaging culture.
Company Page Content Strategy that Resonates – How employee-driven content—spotlights, career growth stories, and cultural highlights—creates a compelling LinkedIn presence that attracts and retains top talent.
If you’d like a PDF of these 10 tips, please submit the web form below and we will email it to you in 1-2 business days.
Fiduciary Training 101 Webinar, February 2025 - Your Role as a Fiduciary, Basic ERISA Fiduciary Duties, Administrative Best Practices, & Educating & Empowering 401(k) Participants
We upgraded this year's 3-Part Quarterly Fiduciary Training Series, designed specifically for retirement plan sponsors.
The first of the three trainings for 2025 is 101. This 33-minute webinar is a great refresher if you are more seasoned in your role as a fiduciary to your organization’s retirement plan, and a great foundation if you are new to your role and need a starting point.
Our advisor, Jenna Witherbee, discusses the following four fiduciary topics in this 101 training for 2025:
Your Role as a Fiduciary
Basic ERISA Fiduciary Duties
Administrative Best Practices
Educating & Empowering 401(k) Participants
Note: Please feel free to share this recording with any plan sponsor who may benefit from our continuing education. This specific webinar is not for retirement plan participants.
2025 Retirement Planning Considerations + Market Update
Jenna Witherbee discusses retirement planning considerations for 2025, including ways to save and new limits, notable 2025 deadlines, pre-tax vs Roth contributions, and ways to get back on track.
And one of our regular guest presenters, Marta Rodriguez, with J.P. Morgan Asset Management, provides a timely market update for January 2025.
2024 Fiduciary Training, On-Demand Recordings
As your retirement plan advisor, we provide you and your team with continuous education to support your role as both a plan sponsor and a fiduciary to your organization’s retirement plan.
This three-part fiduciary-focused webinar series is for any retirement plan sponsor looking to refresh their knowledge or onboard into that role for the first time.
Each part is about 25-minutes and it is presented by our advisor, Jenna Witherbee. To watch the playlist above, click on one of the videos to begin.
Part 1: Your Role as a Fiduciary + Basic ERISA Fiduciary Duties
Part 2: Overseeing Investments + Overseeing Service Providers
Part 3: Helping Participants + Plan Administrator Basics + Fiduciary Liability, DOL Audit, FIduciary Insurance and Bonding
2025 IRS Contribution Limits
The IRS published its 2025 Maximum Benefit and Contributions Limits. PLANADVISER published the tables and definitions in the images above on November 5, 2024.
Please contact our team if you have any questions about limits or RMDs (Required Minimum Distributions).
Post-Presidential Election 2024 Market Considerations, On-Demand Recording
We are joined by guest presenter, Mike LoGalbo, with New York Life Investments for this Post-Presidential Election Webinar.
Mike is a Global Market Strategist and in this 30-minute recording, he dives into the market considerations for a Trump Presidency.
Please reach out if you have any questions.
What Women Want in Retirement, On-Demand Recording
Please click the play arrow above to watch the on-demand recording of this 35-minute webinar - What Women Want in Retirement.
We are grateful to Sue Walton with Capital Group for lending her expertise to this topic.
The agenda for this presentation covers:
What we think we know about women investors
Differences across the generations
Unique challenges women face
Practical considerations
Advanced College Savings Concepts Webinar
Please reach out to our team if you’d like additional information about 529 Plans and Advanced College Savings Concepts. We are happy to send you the deck of this presentation.
This presentation covers the following:
529 plan overview
UGMA/UTMAs and Coverdell ESAs
In-state versus national 529 plans
Financial aid
American opportunity and lifetime learning tax credit
Estate planning
529 features and benefits
Fiduciary Training Part 3 of 3: Helping Participants + Plan Administrator Basics + Fiduciary Liability, On-Demand Recording
Our advisor, Jenna Witherbee, discusses the final three pieces of your role in this quarterly fiduciary training. Part 3 of 3 includes:
Helping Participants
Plan Administrator Basics
Fiduciary Liability